Aasaannivesh

HDB Financial ₹1,240 ▲ +2.1% Orbis Financial ₹680 ▲ +1.4% Tata Capital ₹960 ▼ −0.8% NSE (Pre-IPO) ₹2,100 ▲ +3.2% Onix Renewable ₹420 ▲ +0.9% Studds Accessories ₹810 ▲ +1.7% Kotak ₹8900 ▲ +1.7%
Menu
Book a Call

Gift City

Home › Services › GIFT City

● GIFT City IFSC · Gandhinagar, India

India's Global Financial Hub.
Now Open to You.

Gujarat International Finance Tec-City

GIFT City is India’s first International Financial Services Centre — a jurisdiction designed to rival Singapore, Dubai, and London. For NRIs, OCIs, and resident HNIs, it offers tax-efficient investing in global currencies with access to world-class fund structures unavailable anywhere else in India.

📞 Book a GIFT City ConsultationExplore Fund Types
IFSCA RegulatedUSD / GBP / AED / SGDNRI FriendlyZero STT & CTTAIF · PMS · Mutual Funds
GIFT City at a Glance
RegulatorIFSCA (Parliament Act, 2019)
Established2015 — India's first IFSC
Banks Active32+ banks (HSBC, Barclays, etc.)
AIFs Registered272+ AIFs (2025)
CurrenciesUSD, GBP, EUR, AED, SGD, HKD
LRS Annual LimitUSD 250,000 / year
AIF Min InvestmentUSD 75,000 (reduced 2025)
MF Min (GIFT City)USD 500
Tax Holiday10 out of 15 years (100%)
💡 Aasaan Nivesh helps NRIs, OCIs, and resident HNIs navigate GIFT City investment options — from fund selection to KYC to ongoing advisory.
What is GIFT City

India's Answer to Singapore and Dubai.

Gujarat International Finance Tec-City (GIFT City) is India’s first and only International Financial Services Centre (IFSC), located in Gandhinagar, Gujarat. Conceived in 2008, it was designed to be a world-class financial hub — rivalling Singapore, Dubai DIFC, and London’s Canary Wharf.

The key difference: transactions within GIFT City’s IFSC are treated as non-resident transactions by the RBI. Everything operates in foreign currency, under IFSCA regulations, with a far more favourable tax regime compared to mainland India.

“GIFT City is India doing for finance what it did for IT in the 1990s — building a globally competitive infrastructure that changes the investment landscape for a generation.”

As of 2025, GIFT City hosts 32 multinational banks, 272+ registered AIFs, 337+ capital market intermediaries — with a daily trade volume exceeding $30.6 billion. Tax benefits are guaranteed till 2030.

$30.6B
Daily trade volume on GIFT City exchanges (2025)
272+
Registered AIFs operating in GIFT IFSC (2025)
32+
Global banks including HSBC and Barclays
2030
Tax benefits guaranteed through this year
🇮🇳 India INX 📊 NSE IFSC 🥇 IIBX (Bullion)
Three international exchanges operating within GIFT City — India INX, NSE International Exchange, and India International Bullion Exchange.

Six Compelling Reasons

Why Smart Investors Are Choosing GIFT City

💰
Exceptional Tax Benefits
Zero capital gains on eligible securities. No dividend distribution tax. No STT, CTT, or stamp duty. Capital gains on IFSC-listed securities taxed at just 9% — vs 12.5–20% in mainland India.
0% on eligible CG
🌍
Multi-Currency Investing
Invest and redeem in USD, GBP, EUR, AED, SGD — no forced INR conversion. Protects you from rupee depreciation. Repatriation is fully allowed.
6 major currencies
📊
Global Market Exposure
Access international equities, bonds, hedge strategies, private equity, and multi-asset portfolios — all from a single India-based jurisdiction.
India + Global access
🔁
Easy Repatriation
GIFT City investments are fully repatriable under IFSCA guidelines. Many funds don't require NRE/NRO accounts from NRI investors.
Fully repatriable
🏦
NRI-Optimised Structure
SEBI allows 100% NRI/OCI aggregate contributions to GIFT City funds. Video KYC for remote onboarding (July 2025). DTAA benefits available.
100% NRI eligible
🛡️
Global Compliance Standards
All GIFT City funds comply with FATCA, CRS, and OECD standards — ensuring clean international tax reporting.
FATCA / CRS compliant

Tax Regime

GIFT City vs Mainland India — The Tax Difference is Stark

This is the single biggest reason sophisticated investors choose GIFT City.

🏛️ GIFT City IFSC (IFSCA)

Special Economic Zone — Non-resident tax treatment

Capital Gains (listed IFSC securities)9% only
Long-Term Capital Gains (eligible funds)Zero (exempt)
Dividend Income10% concessional
TDS on IncomeNil — no TDS
Securities Transaction Tax (STT)Zero
Commodity Transaction Tax (CTT)Zero
GST on Management/Perf. FeesZero
Stamp DutyZero
Fund Manager Tax Holiday100% for 10/15 years
Life Insurance ProceedsTax exempt

🇮🇳 Mainland India (Regular)

Standard domestic tax treatment for comparison

Short-Term Capital Gains (equity)20%
Long-Term Capital Gains (equity)12.5% (above ₹1.25L)
Dividend IncomeAt slab rate (up to 30%)
TDS on Income (NRIs)20–30% TDS applicable
Securities Transaction Tax0.1% on equity delivery
Commodity Transaction TaxApplicable
GST on Advisory Fees18% GST
Stamp Duty0.015% on equity delivery
Fund Manager Tax HolidayNone
DTAA Treaty BenefitsLimited — complex documentation
Important: Tax benefits in GIFT City are guaranteed until 2030. Consult a qualified CA or tax advisor for your specific situation.
Fund Types Available

Every Investment Vehicle — Under One Roof

GIFT City offers a complete suite of investment structures. Click any tab to explore details.

Investor Suitability

GIFT City Is Built For These Investors

Whether you’re an NRI in Dubai, a resident HNI in Delhi, or a family office planning multi-generational wealth.

✈️

NRIs, OCIs & PIOs

Invest in India and global markets in your home currency (USD, AED, GBP), with concessional 10% dividend tax, no TDS, and easy repatriation.

💼

Resident HNIs

Use the LRS route (USD 250,000/year) to allocate wealth into GIFT City funds denominated in foreign currency.

🏠

Family Offices

Multi-generational wealth planning with cross-border asset classes, feeder fund structures, and tailored AIF/PMS solutions.

🌐

Foreign Portfolio Investors

Streamlined onboarding, unified IFSCA regulation, competitive taxation, and direct access to Indian equity and debt.

🏢

Institutional Investors

Pension funds, sovereign wealth funds, endowments seeking Indian and emerging market exposure through FATCA/CRS-adherent structures.

🚀

Startups & Founders

Founders monetising ESOP wealth or early-stage companies raising capital from global investors through IFSCA-compliant structures.

Comparison

GIFT City IFSC vs Regular India — Side by Side

Feature GIFT City IFSC ★ Mainland India (AIF) Mainland India (MF)
Currency USD / GBP / EUR / AED ✓ INR only INR only
Capital Gains 9% / 0% (eligible) 12.5% LTCG 12.5% LTCG / 20% STCG
Dividend Tax 10% concessional ✓ Up to 30% At slab rate
TDS (NRIs) Nil ✓ 20–30% 20%
STT / CTT / Stamp Zero ✓ Applicable Applicable
GST on Fees Zero ✓ 18% GST 18% GST
Global Access ✓ Direct India only Limited via FoF
NRI Onboarding Simple — video KYC ✓ Complex — FEMA Complex
Repatriation ✓ Fully repatriable Restricted Subject to FEMA
Our Process

From First Call to First Investment

Aasaan Nivesh simplifies the entire GIFT City investment journey.

1
Free Eligibility & Suitability Call
We assess your investor profile — NRI / OCI / Resident Indian — income, goals, risk appetite.
Same Day
2
Fund Selection & Structure Review
We curate 2–3 GIFT City fund options (AIF, PMS, or MF) suited to your profile.
1–2 Days
3
KYC & IFSCA Onboarding
Video KYC makes onboarding fully remote for NRIs. We guide you through every document.
3–7 Days
4
Fund Transfer in Foreign Currency
Capital transferred in your preferred currency directly to the fund's IFSC account.
2–5 Days
5
Ongoing Advisory & Reporting
Quarterly fund reports, tax documentation, bi-annual portfolio review, and proactive advice.
Ongoing
Documents You'll Need
📄 PAN Card
📄 Passport (NRIs / OCIs)
📄 OCI / PIO card
📄 Overseas address proof
📄 Work permit / visa copy
📄 Tax Residency Certificate
📄 Bank account for fund transfer
📄 FATCA / CRS declaration
📌 Resident Indians: LRS Route

Indian residents can invest under RBI's LRS — up to USD 250,000 per financial year per individual.

⚠️

Important Note for US & Canada-Based NRIs

US-based NRIs may face PFIC rules with most GIFT City mutual funds — requiring Form 8621 filings. FBAR reporting also applies if aggregate foreign accounts exceed $10,000. We strongly recommend consulting a dual-qualified CA/CPA before investing. Aasaan Nivesh can connect you with the right professionals.

Why Us

Why Navigate GIFT City With Aasaan Nivesh

GIFT City is a new and rapidly evolving ecosystem. The guidance you choose matters enormously.

🎯

Unbiased Fund Curation

We review the full GIFT City fund landscape and recommend based on your goals — not our commissions.

🤝

Centricity Partnership

Institutional-grade access to GIFT City fund structures typically available only to large family offices.

🌍

Remote NRI Onboarding

18 years serving NRI clients from UAE, US, UK, Singapore, and Australia — entirely remotely.

📊

Integrated Portfolio View

GIFT City investment reviewed alongside your entire portfolio at every bi-annual review.

📋

Tax Documentation Support

Form 64B/64C assistance, CA coordination for IFSC-related ITR filings, and DTAA benefits guidance.

📞

One Advisor for Life

Akash Jain — 18 years of experience — is your single point of contact. No call centres.

Common Questions

GIFT City FAQs — Answered Clearly

GIFT City (Gujarat International Finance Tec-City) is India’s first International Financial Services Centre (IFSC), located in Gandhinagar. It operates as a Special Economic Zone where all transactions are treated as non-resident/foreign transactions by the RBI. Transactions happen in foreign currency, under IFSCA regulation, with dramatically lower tax rates — including zero STT, zero GST on fees, 9% capital gains on IFSC-listed securities, and no TDS.
Yes. IFSCA implemented video KYC for NRIs following their July 2025 consultation — allowing complete remote onboarding. You’ll need a passport, PAN card, overseas address proof, and visa/work permit. Capital is transferred from your overseas bank account directly to the fund’s IFSC account.
For NRIs and OCIs: no LRS cap applies — you can invest freely. For Resident Indians: USD 250,000 per person per financial year under LRS. GIFT City MFs start at USD 500, AIFs at USD 75,000.
Tax benefits are guaranteed through 2030. The government has historically renewed these incentives. There is strong political and economic incentive to maintain GIFT City’s competitive position.
Since investments are denominated in USD, if the Rupee depreciates, your INR returns are amplified. For NRIs earning in USD, this is irrelevant — they’re naturally hedged.
This requires careful consideration due to PFIC rules. Certain AIF structures may avoid PFIC treatment. We recommend a dual-qualified CA/CPA before US or Canada-based NRIs invest.
We earn a distribution commission from the fund house — disclosed in the placement memorandum. No separate fee is charged for advisory, onboarding, or portfolio reviews.

GIFT City is open.
Your global portfolio starts here.

Book a free consultation with Akash Jain. We’ll review your profile, explain which GIFT City structure fits your goals, and walk you through the process.

Free advisory · No commitment · NRI remote onboarding · Delhi & Noida offices · Powered by Centricity